The Habitat Home Ownership Program is a self-help program where our local Habitat affiliate provides affordable home ownership opportunities through a partnership program. Providing a stable, long-term home environment, pride of ownership, and the chance to learn new skills and make new friends along the way, the Habitat Home Ownership Program offers a life-changing opportunity that results in a very positive and beneficial experience for our Partner Families. Interested families must attend a Home Ownership Program Orientation Meeting to begin the Habitat application process. Presenters will outline the program and its eligibility requirements. Attendance is necessary to obtain a Habitat for Humanity of La Plata County housing application.
Our next scheduled Orientation Meetings will be in the ReStore Conference Room 10:00 a.m.
- April 14, 2017
- May 12, 2017
- June 9, 2017
- July 14, 2017
- August 11, 2017
- September 8, 2017
- October 13, 2017
- November 10, 2017
- December 8, 2017
NO RSVP is required. Children are welcome. No documentation needed at this time.
In the event you are unable to make these times, we will accommodate your schedule, please contact Habitat at 970.382.2215 to set an appointment.
If you would like to learn more about the Habitat Home Ownership Program, please email email@example.com to set-up an Orientation or call (970) 382-2215.
Home Ownership Selection Criteria
In selecting potential Habitat Partner Families and Individuals for the Home Ownership Program, Habitat for Humanity of La Plata County considers the following three criteria:
1) Need for adequate shelter
The first consideration for selecting a partner family is the lack of adequate shelter. We look for interested persons who are living in shelters that are too crowded, structurally deteriorated, have inadequate plumbing or wiring, etc. We also recognize that the need may also consist of factors beyond obvious structural inadequacies such as the family being cost burdened (more than 30% of their income is spent on housing). We determine the condition of the shelter by visiting the current home of the prospective homeowner.
2) Ability to pay for the Habitat home
Since the homeowner purchases the home from Habitat, they must be able to afford the monthly mortgage payments. Habitat looks for families who are unable to meet the income requirements for any conventional loan program, but who can afford a Habitat home. A families income must fall between 30% and 60% of the area median income.
3) Willingness to Partner
An applicants willingness to participate as a partner with Habitat is crucial. This is achieved by completing and returning the application for housing in a timely manner, satisfying down payment and closing cost requirements, acceptance and completion of sweat equity requirements (250 hours for a single applicant, 500 hours for dual applicants), making timely home payments, maintaining the home, and an enthusiastic support of the goals and mission of Habitat for Humanity of La Plata County.